Arnaud Ventura
Portrait of Arnaud Ventura

“Building to accelerate financial inclusion.”

— Arnaud Ventura

About

As an entrepreneur and investor, I care about access to financial services in all its forms. I have founded, led or invested in banks and fintechs dedicated to inclusive finance in more than 30 countries across Africa, Asia, Latin America and the Caucasus.

An engineer by training who also studied philosophy at the Sorbonne, I co-founded PlaNet Finance with Jacques Attali and Muhammad Yunus, then founded MicroCred, which became Baobab, one of the leaders in digital finance for micro and small businesses in Africa and China. Today I lead Gojo & Company, a Tokyo-based investment holding company, where I invest in a group of banks and financial institutions, mainly in emerging markets.

1998First institution co-founded
30+Countries where I opened or led operations
$1bnLent by Baobab in 2019, to 1 million clients
15+Banks and institutions supported with Gojo
Since 2021

At Gojo, a Tokyo-based investment holding company, I am Managing Partner. I oversee group governance, strategy, portfolio supervision and expansion in Asia, Central Asia, the Caucasus and beyond.

Gojo supports institutions in India, Sri Lanka, Cambodia, Myanmar, Georgia, Tajikistan and Uzbekistan. I chair the boards of Humo Bank in Tajikistan and MIFIDA in Myanmar.

Credo BankHumoArvandSejayaMIFIDAMaximaChamroeun
Japan · India · Sri Lanka · Cambodia · Myanmar · Georgia · Tajikistan · Uzbekistan
2005 – 2019

I founded MicroCred in 2007. Twelve years later, when I stepped down, Baobab had 4,500 employees, more than 1,000 branches and service points, and was lending $1 billion a year to 1 million clients.

Mexico in 2006, then Madagascar, Senegal, China, Côte d'Ivoire, Nigeria, Mali, Tunisia, Burkina Faso, Zimbabwe and the DR Congo. Between 2016 and 2019, we led the group's digital transformation.

IFCAXASociété GénéraleEIB
Nine African countries and China · founding investors listed opposite
1998 – 2008

In 1996, on a beach in Mar del Plata, Argentina, I asked myself how new technologies and finance could serve those the system leaves out. A few months later, I reached out to Jacques Attali and wrote the first business plan for PlaNet Bank, the project that would become PlaNet Finance. I co-founded and ran it, with Muhammad Yunus chairing our advisory board.

Revenue grew from $500,000 to $10 million between 1998 and 2005, with operations opened in more than 30 countries: advisory, rating and asset management. The organisation now focuses on France and is called Positiv. In 2012, I suggested to Jacques Attali that we create the Positive Economy Forum, which became the LH Forum with the support of Édouard Philippe, then Mayor of Le Havre; we successfully launched its first edition in Le Havre that same year.

PlaNet FinancePositivmBank PhilippinesLH Forum / Positive Economy Forum
Paris, New York, Mexico, Colombia, Peru, Brazil, Kenya
Governance

Boards and committees

I serve on the boards of banks, financial holding companies and fintechs, from Tokyo to Abidjan. Governance is at the heart of my work as an investor.

1. Gojo & Company and its portfolio

Tokyo · Japan

Gojo & Company

Managing Partner, Executive Officer, Director
  • Investment Committee
  • Nomination and Impact Committee
gojo.co ↗
Dushanbe · Tajikistan

Humo Bank

Chairman of the Board
  • Risk and Compliance Committee
humo.tj ↗
Yangon · Myanmar

MIFIDA

Chairman of the Board
  • Audit and Risk Committee
  • Social and Environmental Performance Committee
mifida-myanmar.com ↗

2. Other activities

Financial institutions & digital assets

Abidjan · Côte d'Ivoire

NSIA

Board member, NSIA Banking Group and NSIA Holding
  • Audit and Risk Committee
  • Board of MANZI Finance
groupensia.com ↗
Paris · France

Binance France

Chairman of the Supervisory Boardbinance.com ↗
Ulaanbaatar · Mongolia

Ard Financial Group

Board member and adviserardholdings.com ↗

Venture capital

Sky9 Capital

Director
  • Investment Committee
sky9capital.com ↗
Foundations

I co-founded the France-Asia Foundation, which develops Young Leaders programmes between France and selected Asian countries (China, India, Japan).

I also co-founded Share Africa, which runs Africa Fashion Up: each year, young African fashion designers selected from hundreds of applicants spend a week in Paris during Paris Fashion Week, showing their collections in a high-end fashion show, followed by six months of mentoring.

Fondation France-AsieShare Africa / Africa Fashion Up
2Foundations co-founded
Recognition
2013Young Global Leader, World Economic Forum
2005French-American Young Leader
Journey

A global exposure to financial services and entrepreneurship in emerging markets

The map opens on every country where I have founded, led or invested. Then pick a stage, or start the tour, to zoom in on each institution.

    PlaNet FinanceMicroCred / BaobabGojo & CompanyOther countries of experience
    Did you know

    A few stories

    A beach in Argentina

    1996, Mar del Plata: where the question that would shape my whole career was born.

    MicroCred started with two people

    Me and an intern. The group ended up with 4,500 employees in 10 countries.

    A bank in your phone

    In 2012, mBank Philippines: a bank built on a mobile operator's network.

    The mountains

    Skiing and hiking in the south of France, between books on history and philosophy.

    Read & listen

    Recent interviews and articles